High inflation and tense geopolitics: safe havens are rediscovering themselves. Financière du Nogentais (FDN) responds with the OZ Booklet, a 100% paper gold asset—zero ingots delivered—backed by the world’s leading grain chain.
“Owning paper gold means consolidating your wealth without moving a gram of metal.”
Economic Situation: Inflation, High Interest Rates, and Food Sovereignty
In 2025, the global economy will remain shaken by persistent turbulence: residual inflation in Europe (+0.8% HICP, June 2025), a sharp rise in US real interest rates, and heightened geopolitical tensions in the Red Sea and around Taiwan. Faced with these uncertainties, investors are seeking safe haven assets capable of securing their wealth while generating growth.
Financière du Nogentais: The Strength of an Agricultural Champion
Founded in 1985, Financière du Nogentais (FDN) stands out for its stability, with a robust share capital of €277.6 million. Chaired by Jean-Michel Soufflet, the company benefits from the strategic support of the InVivo-Soufflet Group, a European agro-industrial giant with consolidated revenue of €11.7 billion and EBITDA of €384.4 million in 2023-24.
Focus on the OZ Booklet: an exclusive paper gold approach
The OZ Booklet is designed exclusively for qualified investors. Its main feature? It offers long-term exposure to paper gold, fully backed by Soufflet Malt, a key player in the grain industry with 41 sites in 20 countries and an annual capacity of 3.7 million tonnes. This innovative product, ISO 9001 and GMP+ certified, is ranked among the top 5% of companies in terms of social responsibility (EcoVadis Gold 2024).
As Jean-Michel Soufflet explains: “We offer a tangible asset without the logistical constraints of physical metal. The OZ Booklet finances French grain infrastructure without shipping a single ingot.”
Why invest now? The FAO Food Price Index jumped 26% between 2021 and 2022, before stabilizing in 2023. In this context, agribusiness is attracting capital, as evidenced by the recent €2.5 billion Sustainability-Linked Loan contracted by InVivo-Soufflet. This loan is indexed to key indicators such as the reduction of CO₂ emissions, the reduction of workplace accidents, and the improvement of revenues linked to products with a positive environmental impact.
Strategic Differentiation: Gold Without the Metal
Unlike traditional gold ETFs, the Livret OZ does not allow for any physical withdrawal of metal. Withdrawals are made exclusively in cash, with internal dividends optimized by a favorable parent-subsidiary tax regime (95% exemption). This unique strategy guarantees simplified management, with no costs associated with physically holding the metal.
Client Case Studies: Proven Value
A wine family office that invested €12 million in 2022 posted an IRR of 8.4% while reducing its asset volatility by 30%. Furthermore, FDN recently subscribed €30 million to the capital increase of promoter Réalités (AMF No. 222C1580, July 22, 2022).
Expert Views: Solid External Validation
According to Reuters, the InVivo-Soufflet merger has created “a European agricultural champion.” Philippe Chalmin, founder of CyclOpe, emphasizes: “Agribusiness is becoming an essential safe haven in the face of stagflation.”
Conclusion & Call to Action
For further information:
Tel: +33 (0)3 65 96 09 76
Website: https://gestion.finance
Address: 6 rue Victor-Hugo, 60500 Gouvieux.
