Auto insurance has always been about personal preferences. People have different needs and they decide to choose a particular company to provide protections and coverage for their cars, life, health, and all things related. It is difficult for a company to be the right choice for everyone, but Rodney D Young is trying to be one and it does its purpose quite well indeed. Similar to most insurers, the company gives options for drivers to purchase full coverage auto insurance based on the state’s minimum liability requirement, yet it also gives additional coverage, protection, and more. There are at least 5 distinguishing features of Rodney D Young Insurance as listed below.
- Credit history is not a variable
Despite the controversy about using credit history or score to determine premium rate for customers, some companies still need this personal and sensitive information as a requirement to apply for insurance. Bad credit score means you need to pay higher premium because the company thinks there is a higher possibility of you missing a payment or two. Rodney D Young does not use this sensitive data as variable to determine your premium, so it does not matter if your credit history is not actually in good shape.
- High-risk drivers are welcomed
If you are listed under “high-risk” category by insurance companies, chances are your application will be rejected and you will find difficulties to purchase coverage. You are considered “high-risk driver” for various reasons, for example repeated speeding or DUI, driving expensive cars, you are old, etc. Such driver requires non-standard coverage which in most cases means higher premium. Rodney D Young allows you to apply for its coverage regardless of driving records, past traffic tickets, car models, and so on.
- Customized payment
It is probably the most customer-oriented option from Rodney D Young insurance. The company gives three different payment methods; it allows you to choose any date in a month to pay your bill, arrange the installment plans, and determine your own monthly cost depending on your down payment. You are not even required to have a credit card or a checking account to make payment.
- Easy access
Another important thing about insurance is how easy the company is accessed in case you need help. Rodney D Young has a network consisting of more than 400 offices in 13 states, so you can get any assistance very easily anytime necessary. You can even do every procedure such as filing claim, request quotes, make payment, etc via its official website 24 hours a day 7 days a week.